What is Med-Pay coverage?
North Carolina drivers
involved in auto accidents often overlook a source of money available to them
through their own insurance. Unbeknownst to many drivers, their policies
include medical payments “Med Pay” coverage which covers any medical expenses
related to an accident up to the amount of coverage. Med Pay coverage can be
anywhere from $1,000 to $100,000!
When can I collect?
Receiving your Med Pay coverage is usually very easy. All you need to do is contact your insurance company and file a claim by submitting your medical bills along with a copy of the accident report. At Hemmings & Stevens, we file these claims for you for no additional charge.
Why is Med Pay so important in North Carolina?
a. North Carolina follows the doctrine of contributory negligence, which bars recovery by a plaintiff if he or she is partially at-fault. Consequently, many claims are denied when the at-fault driver can point to anything you did to contribute to the accident. However, Med Pay is available regardless of fault. So, even if your claim against an at-fault driver is denied, you still have insurance to cover your medical costs.
b. Even if the at-fault driver’s insurance company accepts liability, a bodily injury claim may take a while to resolve. Typically, bodily injury claims do not settle until all medical treatment is completed. Even then, it may take months for the at-fault insurance company to compensate you fairly. If you have Med Pay coverage, you can have your bills paid much faster.
c. It’s CHEAP!!! Most drivers don’t realize they even have Med Pay coverage because it’s so inexpensive that they don't notice they're even paying for it. So, they simply overlook it. At Hemmings & Stevens, we will review all your coverages and obtain everything you’re entitled to. Additionally, we encourage all of our clients to INCREASE their Med Pay coverage going forward.
Call Hemmings
& Stevens today for more information.
That is a very informative article and nicely describes the ongoing trends in website designing. Your article is very useful for Personal injury lawyer bakersfield ca us and it resolved many of my doubts. Thanks .
ReplyDeleteOur clients get academic papers that have gone through complex proofreading done by our Quality buy essay online safe Department and multiple checks for uniqueness.
ReplyDeleteThis payment is really important for drivers. It's about medical treatment. Keep sharing your content with us. Now it's time to avail shutters in birmingham for more information.
ReplyDeleteYes, I agreed with this one. Med Pay payment is very helpful for us. I must share this article with my friends. Now it's time to avail luxury airport transfer for more information.
ReplyDeleteNice post
ReplyDeleteMalaysia Translators is your trusted destination for birth certificate translation services in Malaysia. Our certified Thai translators specialize in translating birth certificates accurately and efficiently. In addition to birth certificate translations, we also offer medical, legal, business, and technical translation services. Visit our website to hire our professional translators and get your documents translated flawlessly.